Auto Insurance Companies In Ontario

List Of Auto Insurance Companies in Ontario

List of Auto Insurance Companies In Ontario – Insurance is a legally binding agreement between two parties. An individual or (legal entity on one hand) and a Financial Institution (which may subsequently be referred to in this post as an insurer on the other hand), The agreement is such that the individual pays a regular premium to the insurer, and then in the event of a loss, the insurer covers the loss of that specific item that has been insured by the policy. By the words ‘covers the loss’ we mean that the insurer pays the cost of repair or replacement of the said item or asset.

List Of Auto Insurance Companies in Ontario
List Of Auto Insurance Companies in Ontario

This post is aimed at the good people of Ontario, Canada, with the purpose of providing them with useful information about the operators in the insurance sector within their province. Please bear in mind that the list below is a collection of Insurance companies in Ontario. The list does not mean that the companies listed operate only in Ontario, or that they are headquartered in Ontario. Furthermore, the list may contain Agencies and Brokers.
Remember that the information contained in this post does not constitute investment advice. Please contact your solicitor, financial advisor, or any other investment professional before investing in any insurance company.

List of Insurance Companies in Ontario Canada. 

  • Aviva Insurance Company of Canada
  • Foxquilt Insurance Services
  • Chubb Insurance Company of Canada
  • Coachman Insurance Company
  • Dominion of Canada General Insurance Company
  • Echelon General Insurance Company
  • Economical Mutual Insurance Company
  • Gore Mutual Insurance Company
  • The Guarantee Company of North America
  • Intact Insurance Company
  • Jevco Insurance Company
  • Lombard Insurance Company
  • Pafco Insurance Company
  • Pembridge Insurance Company
  • Perth Insurance Company
  • Royal & Sun Alliance Insurance Company of Canada
  • Traders General Insurance Company
  • Wawanesa Mutual Insurance Company
  • Unica Insurance
  • Allstate
  • Belair Direct
  • Cooperators
  • Meloche Monnex
  • RBC Insurance:
  • State Farm Insurance : You Need to go through one of their agents
  • TD Insurance:

Contact Us Of Insurance Companies In Ontario

  • Aviva Insurance Company of Canada
    • Company Headquarters Location: Canada
      Parent (Holding) organization: Aviva plc
      Company Established: 1999
      Subsidiary Companies: National Home Warranty Group Incorporated.
      Official Website: www.aviva.ca
      Call: + 1 780 428 1822
  • Foxquilt Insurance Services
    • Company Address: 3600 Steeles Ave E, Markham, Ontario L3R 9Z7, Canada
      Phone contact : +1 888-878-4588
      Province: Ontario
      Official Website: https://www.foxquilt.com/
  • Chubb Insurance Company of Canada
    • Address: 199 Bay St 2500, Toronto, Ontario M5L 1E2, Canada
      Telephone Contact Number: +1 416-863-0550
      Province: Ontario
      Official Website: https://www.chubb.com/ca-en/
  • Coachman Insurance Company
    • Company Address: 10 Four Seasons Pl Suite 200, Etobicoke, Ontario M9B 6H7, Canada
      Telephone Contact Number: +1 416-255-3417
      Province: Ontario
      Official Website: www.coachmaninsurance.ca/contact/
  • Dominion of Canada General Insurance Company
    • Company Address:
      Telephone Contact: + 1.800.268.4543 or
      + 1905.825.6422.
  • Echelon General Insurance Company
    • Company Address:: 2680 Matheson Blvd E, Mississauga, Ontario L4W 0A5, Canada
      Telephone Contact Number: +1 905-214-7880
      Province: Ontario
      Official Website: https://echeloninsurance.ca/
  • Economical Mutual Insurance Company
    • Fax‎: ‎519-570-8550
      Email‎: ‎ombudsperson@economical.com
      Telephone Contact Number‎: ‎1-800-265-9996
      +1 800 264 8215
      Official Website: https://www.economical.com/en/contact-us
  • Gore Mutual Insurance Company
    • Headquarters‎: ‎Cambridge‎, Ontario; ‎Vancouver
      Founded‎: ‎1839
      1-800-265-8600
      Official Website: https://www.goremutual.ca/claims/
  • The Guarantee Company of North America
    • Company Address: Madison Centre 4950 Yonge Street Suite 1400 Toronto, Ontario M2N 6K1
      Tel: 416 223 9580
      Toll Free: 1 800 268 6617
      Fax: 416 223 6577
      Official Website: https://www.theguarantee.com/
  • Intact Insurance Company
    • Company Address: 10830 Jasper Avenue, Edmonton AB T5J 2B3, CA
      : 1-866-464-2424
      +1 844 889-3766
      +1 780 428-7544
      Official Website: https://www.intact.ca/en/contact-us.html
  • Jevco Insurance Company
    • Company Address:: 6925 Century Ave Suite 900, Mississauga, Ontario L5N 7K2, Canada
      Telephone Contact Number: +1 800-265-5458
      Province: Ontario
      Official Website https://www.jevco.ca/en/contact-us.html
  • Lombard Insurance Company
    • Company Address:: 105 Adelaide St W, Toronto, Ontario M5H 1P9, Canada
      Telephone Contact Number: +1 416-350-4300
      Province: Ontario
  • Pafco Insurance Company
    • Company Address:: 27 Allstate Pkwy, Markham, Ontario L3R 5L7, Canada
      Telephone Contact Number: +1 905-513-4000
      Province: Ontario
      Official Website https://www.pafco.ca/
  • Pembridge Insurance Company
    • Company Address: 27 Allstate Parkway, Suite 100. Markham Ontario L3R 5P8
      Telephone Contact Number: +1 877-736-2743
      Province: Ontario
      Official Website https://www.pembridge.com/
  • Perth Insurance Company
    • North York, Ontario, Canada ·
      +1 416-590-0171
  • Royal & Sun Alliance Insurance Company of Canada
    • Company Address: 18 York St, Toronto, Ontario M5J 2T8, Canada
      1-800-319-9993.
      Official Website https://www.rsagroup.com/contact-us/
  • Traders General Insurance Company
  • Wawanesa Mutual Insurance Company
    • Company Address: Thunder Bay, Ontario, Canada·
      +1 807-624-5670
      Official Website https://www.wawanesa.com/canada/branch/Ontario
  • Unica Insurance
    • Company Address:: 7150 Derrycrest Dr, Mississauga, Ontario L5W 0E5, Canada
      Telephone Contact Number: +1 905-677-9777
      Province: Ontario
      Official Website https://www.unicainsurance.com/contact-us/
  • For the rest, you can only call each one for a quote individually:
  • Allstate:
    • 1-800-255-7828
      Official Website https://www.allstate.ca/webpages/custcare/contact-us.aspx
  • Belair Direct:
    • Official Website https://www.belairdirect.com
      1-888-544-9929
  • Cooperators:
    • Company Address: 340 2nd St S, Kenora, Ontario P9N 1G5, Canada
      Province: Ontario
      Telephone Contact Number: +1 844-349-0182
      1-800-265-2662
  • Meloche Monnex:
    • 1-877-536-7755
  • RBC Insurance:
    • 1-877-749-7224
      Official Website www.rbcinsurance.com/
  • State Farm Insurance : You Need to go through one of their agents
  • TD Insurance:
    • 1-855-892-0407
      Official Website https://www.tdinsurance.com/

Insurance is a forward-thinking future loss plan made with the mind of protecting oneself from financial loss which might be occasioned by the loss of property, or life, other such losses which can affect a person’s life, business, finances or well being in other ways. Insurance can further be explained as a kind of preventive risk management plan in which one (the insured ) pays a fee (called a premium) to the insuring party (the insurer, or insurance company) in order to receive a previously agreed payment as compensation in the event of losing (or suffering damage to ) the specific thing that has been insured. This loss or damage must be due to an accident, or any other event in which the insured person or party (alternatively called the policyholder) does not have a fault, or a hand, or is not culpable. The insuring party (the one who promises to pay for the loss) can be the government through an agency, a bank, or any other such appointed financial institution that is licensed by the government to carry out insurance business.

Business, just like every other thing or venture in life, is full of risks. Every place or country or region has certain risks which are more common or more frequently happen in the area, and this peculiarity can arise as a result of the climate, or the topography, or the common occupations, the predominant religion, population, poverty level, crime rate, as well as other factors.

In response to some of the peculiar risks mentioned above, some forward-thinking insurance policies have thrived in Canada, so as to protect the people of the land, or to reduce the risks of them suffering in perpetually as a result of having suffered a loss. Some of these particular insurance policies are Life Insurance Policies, Motor Vehicle Insurance(which we tackle in this post), Theft and also Robbery Insurance policies, as well as Fire Insurance policies, and also so on.——-

Car Insurance (sometimes called Motor Vehicle Insurance) is a type or sub-sector of insurance that deals with Motor Vehicles specifically.

Those are the list of insurance companies in Ontario Canada. But before you go it may be a good idea to read a little about the regulatory structures on the ground which ensure a smooth running of the insurance sector in Ontario.

The insurance industry sector in Ontario is regulated by the Insurance Act Law (R.S.O. 1990, c. I.8). The Ministry of Finance is the main regulator of insurance services through the Financial Services Commission of Ontario (FSCO), which is an amalgamation of the former Ontario Insurance Commission, and the Pension Commission and also the Deposit Institutions Division of the Ministry of Finance (of Canada).

In his introduction to the Study Paper written about the Legal Aspects of Long-term Disability Insurance in Canada, author Marvin Baer remarks that “many of the basic laws and principles that regulate the insurance sector are already found in the common law and the legislation tends to be of a piece-meal (settlement )nature.

Baer goes on to say that the insurance sector has no legal obligations that are directly relating to the assessment of risk. The “Unfair Practices” provision which is in the Insurance Act is the only legal deterrent within the system and that the Superintendent of Financial Services would not regularly take action under this provision.

However, the FSCO states that potentially unfair practices are regularly eliminated by agreement through negotiations conducted by FSCO staff with insurance bodies in several departments. Hence holding formal hearings about unfair practices has not been necessary or regular. As a matter of fact it seems that the insurance sector in Ontario has been very fair to policyholders making prompt settlement of claims.

Despite the high investor confidence If you believe that Ontario’s Insurance Act and/or regulations have been contravened by your insurance company, agent, adjuster or anyone else, you may request that the Financial Services Commission of Ontario (FSCO) review the matter. To make a complaint, please complete and submit the Business Activity Complaint Form to the FSCO.

If you wish to make a complaint about an insurance company’s business activity and have been unable to resolve a problem, alternatively you may decide to write to the FSCO and appeal for assistance.

How to File a Complaint

Step 1: Call the company to request a letter from the company’s complaint officer stating the company’s final position on the issue and advising you about the name and details of the independent Ombuds Service that can review the particular complaint. You may need this letter in order to seek further assistance from the authorities.
Turn to the FSCO’s list of company complaint officers

Step 2: Now Write to the independent Ombuds Service referred to you by the insurance company in the company’s final position letter. In Your letter, you should describe your complaint and why you think the insurance company is wrong. Make sure you enclose a copy of the insurance company’s letter and all documentation (premiums and so on) relating to your complaint. This will assist the officer assigned to review your complaint to help you.

It is not usually necessary to hire a lawyer, but, if you already have one, he or she may write the letter to the Ombuds Service for you. If you are writing the letter on behalf of someone else, then please include a note signed by that person, authorizing you to act for him or her. You do not need to be a lawyer to do this. When it is not possible to obtain a signed authorization from the person, please explain the circumstances in writing.

Step 3: The Ombuds Service will then assign a complaints officer to your case to review your unresolved complaint. Your complaint will then be reviewed and an appropriate response provided, outlining the process and telling you what to expect.

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